Nyali Capital operates on a unique model where individuals are encouraged to form groups. We believe in the strength of unity and collaboration. Once a group is established, we embark on a comprehensive training program spanning a minimum of four weeks. This training isn’t just about acquiring knowledge; it’s about fostering cohesion, instilling commitment to our group constitution, and ensuring alignment with our policies.

Types of group loans:

• Biashara Loans
• Asset Finance Loans
• Emergency Loans
• School fees Loans

Requirements

• Age Requirement: Applicants must be between 18 and 65 years old at the time of application.
• Identification: A valid identity card is a must.
• Gender Inclusivity: We welcome both women and men to apply. However, within a group, 70% must be women, with 30% of them being under the age of 35. For men, 30% of the group should also be under the age of 35, constituting 15% of the total group.
• Operational Business: Your business should be in operation and exhibit regular cash flow on a weekly or monthly basis.
• Legal Business: Your business must be legally registered and known to other group members.
• Willingness to Be Assessed: Applicants must be open to assessment by both the group and our officers.
• Residency Requirement: You should have been a resident of the area for at least two years.
• Mental Capacity: Applicants must be of sound mind.
• Geographical Cohesion: Group members should ideally hail from the same geographical area, both for business and residence.
• Non-Relative Membership: Members of the group should not be relatives.
• Good Health: Applicants must be in good health.
• Willingness and Ability to Pay: Members must be willing and capable of repaying loans, as well as eager to apply for them.
• Attendance at Group Meetings: It’s essential to be willing and available to attend weekly group meetings.

This is our flagship product geared towards empowering contractors especially Women, Youths, and Persons Living with Disability. This product enables them to make timely supplies’ delivery and completion of construction projects. We finance up to 100% of the LPO/LSO cost budget within a 24-hour turnaround time.

Requirements

• Copies of borrowers ID.
• 3 passport-sized photos
• Bank statement- past 3 months
• Postdated cheque
• LPO document
• Complete company profile.

We offer short-term financing to small and medium-sized businesses to boost their working capital. Our financing is majorly to enable businesses to meet seasonal demand, expand business or invest in ventures whose revenue is able to offset the facility and retain profit to the business. We offer short term financing up to a maximum of 90days

Requirements

• Business registration documents
• Bank/MPESA statements
• Finance purpose/plan and projected revenue projections
• Personal identification details of the proprietor
• Guarantors
• Collateral.
• Repayment plan.

Nyali Consumer loan provides quick and affordable credit for a variety of personal needs. This product which is targeted to clients who have a stable income is the most convenient means to meet emergencies and lifestyle upgrades; Pay medical bills, sort out funeral expenses, pay school fees and but not limited to furniture and electronics purchases for home and office facelift.

Requirements

• Payslips
• Bank statements
• Identification details
• Description of funds utilization
• At least two guarantors
• Collateral